Investment Calculator
Enter your starting investment, expected annual return, time horizon and any planned monthly contributions to project its future value.
%
Optional. Leave as 0 if you won't add money regularly.
How It Works
Your investment grows through compounding, and any regular contributions are assumed to be added at the end of each month and grow for the remainder of the time horizon.
Formula
Future Value = P × (1 + r/n)^(n×t) + contributions grown at the equivalent monthly rate.
Example
Starting with 5,000 and contributing 200 monthly at 7% annual return for 20 years projects to roughly 125,900.
Frequently Asked Questions
- Is this projection guaranteed?
- No. This is a mathematical projection based on a constant assumed rate of return — real investments fluctuate and are not guaranteed to grow at a steady rate.
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