Monthly Payment Calculator

Enter a loan amount, annual interest rate and term to calculate the resulting fixed monthly payment.

%
months

Formula

Monthly Payment = P × r × (1 + r)^n / ((1 + r)^n − 1)

Example

A 15,000 loan at 7% over 48 months has a monthly payment of roughly 359.

Frequently Asked Questions

Does the payment change over the loan term?
No, for a fixed-rate loan the monthly payment stays the same for the entire term.